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“President Donald Trump and U.S. Rep. Mike Collins doubled health insurance premiums for more than a million Georgians and threw 300,000 Georgians off their insurance altogether.”

Verdict

🟢Mostly True

Confidence

Moderate Evidence Confidence

Solid evidence with some gaps or secondary sources.

Jon Ossoff· 9/23/2026

What We Found

Senator Jon Ossoff's claim that President Donald Trump and Representative Mike Collins are responsible for increased health insurance premiums and coverage losses in Georgia is supported by data regarding the expiration of Affordable Care Act (ACA) subsidies under the 'One Big Beautiful Bill Act,' which Collins supported. While the specific figures cited by Ossoff align with reports on the impact of these policy changes, the claim attributes the outcome directly to their legislative actions.

Evidence

The claim centers on the legislative impact of the 'One Big Beautiful Bill Act,' a budget law supported by U.S. Representative Mike Collins and signed by President Donald Trump. According to reporting and analysis cited by PolitiFact, this legislation did not extend expiring federal subsidies that had previously kept ACA marketplace premiums lower. The expiration of these subsidies led to significant premium increases for many Georgians. Data indicates that the average net monthly premium for affected individuals increased by approximately 114%, impacting over one million people. Furthermore, reports from the Georgia Democratic Party and other outlets suggest that hundreds of thousands of Georgians lost coverage as a result of these policy shifts. PolitiFact rated the claim as 'mostly true,' acknowledging that while the figures are supported by the consequences of the legislation, the framing attributes the direct cause to the specific votes of Trump and Collins. The legislative action—specifically the failure to extend tax credits—is the primary driver of the increased costs and coverage losses described.

What's Missing or Misleading

The claim does not explicitly detail that the 'doubling' of premiums and loss of coverage were primarily driven by the expiration of temporary federal subsidies within the 'One Big Beautiful Bill Act' rather than a direct legislative mandate to increase prices or terminate coverage.

Sources Reviewed (3)

PolitiFact

Did Mike Collins help double health insurance premiums for 1 million Georgians?

Published 2026-07-30Accessed 2026-10-24View
Georgia Democratic Party

Nearly One Year Later, Mike Collins’ Budget Law Vote Is Spiking Health Care Costs for Georgians

Published 2026-07-06Accessed 2026-10-24View
Jon Ossoff for U.S. Senate

Sen. Jon Ossoff Sets His Sights On Healthcare

Published 2026-08-06Accessed 2026-10-24View
AI-Generated Analysis

This fact-check was generated by automated AI research. It has not been examined by a human reviewer.

Fact-Check History

First checked: 9/23/2026
Last updated: 9/23/2026
Last verified: 9/23/2026